Whatever it is, spell it out, then make a plan to work on it together. You might want to have a certain amount in savings, or put enough aside for a vacation or a comfortable retirement. What to do: Sit down and agree on some goals that you share. Don’t forget to check in with each other regularly to make sure you’re both still on the same page. You and your partner won’t always share money goals, but setting at least some shared goals is really helpful. What to do: Agree together how much you’ll each contribute to your household budget, and how much to keep aside for personal spending.Įveryone has their own “money personality” that covers how they spend and save. Playing the game of “this is mine and I’m not sharing” or “I earn more so I should get to make the decisions” is a quick road to trouble. You don’t have to pool every last one of your resources, but keeping everything separate can soon drive a wedge between you. What to do: Agree that you’ll both live within your means and avoid unnecessary debt or over indulgence. Your coffers will be empty, and your stress levels will be high. Sure it’s frustrating when your budget isn’t big enough to support a vacation, hobbies, or even an extra Starbucks, but overspending isn’t the answer. Overspending is a quick way to add lots of money-related stress to your marriage. Set money goals together and discuss your financial aims as a team. What to do: Set aside time to talk openly about money. Whether your main money issue is debt, a poor investment, or simply making a healthier daily budget, ignoring it is never the right option. Sweeping it under the rug will only cause problems to fester and grow. If they truly love you, they’ll accept your financial past and all. Hiding them is a mistake though – honesty is vital for a healthy marriage, and financial honesty is just as important as any other kind. Whether it’s a lack of savings, lots of student debt, a scary credit card bill or even bankruptcy, chances are you both have some financial skeletons in the closet. Most people have some kind of financial baggage. What to do: A gree to be honest with each other about all the money you bring into your household. If you’re hiding money because you don’t want to share your resources or you don’t trust your partner not to overspend, it’s time for a serious talk. That means being open with each other about all things financial. Hiding money from each other is a sure-fire way to build resentment and destroy trust. Take a look at these common marriage-destroying money issues, and learn what you can do about them. Money can be a touchy subject but it doesn’t have to be. Money is a thorny issue that can soon escalate into fights, resentment and a great deal of animosity. Money issues are a leading cause of marital problems and even divorce.
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